{"id":167,"date":"2014-05-25T15:16:59","date_gmt":"2014-05-25T19:16:59","guid":{"rendered":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/?p=167"},"modified":"2014-06-05T19:35:37","modified_gmt":"2014-06-05T23:35:37","slug":"with-the-aca-in-place-there-is-greater-consumer-protection-peace-of-mind-and-financial-security-for-those-with-health-insurance","status":"publish","type":"post","link":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/2014\/05\/25\/with-the-aca-in-place-there-is-greater-consumer-protection-peace-of-mind-and-financial-security-for-those-with-health-insurance\/","title":{"rendered":"With the ACA in place, there is \u00e2\u20ac\u0153greater consumer protection, peace of mind, and financial security\u00e2\u20ac\u009d for those with health insurance."},"content":{"rendered":"<p>Shawn Dhanak is the communications lead for Michigan\u00e2\u20ac\u2122s chapter of Enroll America.<\/p>\n<p>His duties focus on customers\u00e2\u20ac\u2122 relations and \u00e2\u20ac\u0153amplifying outreach to the community and broader<\/p>\n<p>public via the media.\u00e2\u20ac\u009d He manages the state\u00e2\u20ac\u2122s Enroll America page, which is updated with news<\/p>\n<p>concerning enrollment events and information about the ACA, as well as stories from consumers<\/p>\n<p>who have recently been enrolled. Additionally, Shawn maintains Enroll Michigan\u00e2\u20ac\u2122s social<\/p>\n<p>media presence by tweeting and being active on Facebook. Shawn is also involved with<\/p>\n<p>gathering&#8211; and keeping in contact with&#8211; volunteers for Enroll Michigan\u00e2\u20ac\u2122s outreach programs<\/p>\n<p>and enrollment events.<\/p>\n<p>&nbsp;<\/p>\n<p>While currently the focus of Shawn\u00e2\u20ac\u2122s organization has been on informing consumers<\/p>\n<p>about Healthy Michigan, and facilitating enrollment for it, there is still an emphasis on educating<\/p>\n<p>potential consumers about the regular insurance options available in new marketplaces. The<\/p>\n<p>current focus on Healthy Michigan \u00e2\u20ac\u0153doesn\u00e2\u20ac\u2122t mean we\u00e2\u20ac\u2122re not going door to door and holding<\/p>\n<p>phone banks and educating people who are still most likely uninsured.\u00e2\u20ac\u009d Enroll Michigan is<\/p>\n<p>trying to get across to consumers important messages including the ongoing nature of enrollment<\/p>\n<p>(for Healthy Michigan), the existence of special enrollment periods (in the event of a life-<\/p>\n<p>changing circumstance), and the availability of tax credits.<\/p>\n<p>&nbsp;<\/p>\n<p>According to Shawn, Enroll Michigan\u00e2\u20ac\u2122s work was very successful in getting people to<\/p>\n<p>sign up for an insurance plan during the first open enrollment period for the ACA. While<\/p>\n<p>\u00e2\u20ac\u0153Enroll America doesn\u00e2\u20ac\u2122t actually do any of the actual enrollment- that is up to our partners:<\/p>\n<p>federally certified application counselors and navigators,\u00e2\u20ac\u009d the outreach programs have yielded<\/p>\n<p>impressive numbers. Nearly 100,000 Michiganders have been educated about the ACA and<\/p>\n<p>opportunities for gaining health insurance, and over 772,000 have been enrolled in an insurance<\/p>\n<p>plan as a result of the outreach efforts (with roughly 259,000 Michiganders enrolling in Healthy<\/p>\n<p>Michigan plans).<\/p>\n<p>&nbsp;<\/p>\n<p>However, while there is cause for celebration, \u00e2\u20ac\u0153there\u00e2\u20ac\u2122s a ton more work to do,\u00e2\u20ac\u009d Shawn<\/p>\n<p>said. Major outreach efforts still need to occur in order to reach those who are currently<\/p>\n<p>uninsured and educate them about their options. Also, lessons that were learned during the first<\/p>\n<p>round of open enrollment need to be applied to this upcoming round in order to refine the<\/p>\n<p>process of gathering and enrolling citizens. Educating the public is one of the biggest things, in<\/p>\n<p>Shawn\u00e2\u20ac\u2122s opinion, that needs to be emphasized during the second enrollment period, especially<\/p>\n<p>about the fact that insurance is more affordable than ever thanks to the opportunity for tax credits<\/p>\n<p>(something most unenrolled people know little about). Evidence to the affordability of these<\/p>\n<p>new insurance plans is underscored by a recent survey revealing 80-90% of new insurance<\/p>\n<p>holders are positive they can afford their monthly premiums. Another take-away from the first<\/p>\n<p>round of enrollment is the importance of in-person assistance, as surveys have shown that there<\/p>\n<p>is large desire for aid when filling out the online form to enroll in a health insurance plan.<\/p>\n<p>Shawn was very positive about the effects the ACA has- and will have- on the health of<\/p>\n<p>American citizens. He himself was greatly aided by the passage of the ACA, as due to a<\/p>\n<p>\u00e2\u20ac\u0153profound pre-existing condition,\u00e2\u20ac\u009d his parents\u00e2\u20ac\u2122 insurance company was going to kick him off at<\/p>\n<p>the age of 24, and he would have had an extremely difficult time trying to find another insurance<\/p>\n<p>company to take him on as a customer. Now though, thanks to the ACA, neither of those factors<\/p>\n<p>is a barrier to Shawn having health insurance. With the ACA in place, there is \u00e2\u20ac\u0153greater<\/p>\n<p>consumer protection, peace of mind, and financial security\u00e2\u20ac\u009d for those with health insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An interview with Shawn Dhanak, the communications lead for Michigan&#8221;&#8221;&#8221;&#8221;s chapter of Enroll America. <\/p>\n","protected":false},"author":9,"featured_media":169,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"_links":{"self":[{"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/posts\/167"}],"collection":[{"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/comments?post=167"}],"version-history":[{"count":3,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/posts\/167\/revisions"}],"predecessor-version":[{"id":283,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/posts\/167\/revisions\/283"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/media\/169"}],"wp:attachment":[{"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/media?parent=167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/categories?post=167"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/blogs.kzoo.edu\/acastorieskzoo\/wp-json\/wp\/v2\/tags?post=167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}